Chip Dip - cooking recipe

Ingredients
    1 lb. hamburg
    1 pkg. taco mix
    1 can refried beans
    8 oz. cream cheese
    16 oz. sour cream
    1 jar medium or hot salsa
    1 large pkg. Cheddar cheese or more if like lots of cheese
Preparation
    1st Layer:
    Cook hamburg; add taco mix and refried beans.

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