Beef Burrito Dip - cooking recipe

Ingredients

Meat Sauce
2 lbs ground beef
3 onions, chopped
1 tablespoon salt
1 1/2 teaspoons cumin
1 1/2 teaspoons oregano
1 1/2 teaspoons pepper
3 garlic cloves (minced)
8 ounces tomato sauce
3 tablespoons red wine vinegar
Additional
2 lbs refried beans
1 (3 7/8 ounce) can sliced olives
1 (4 ounce) can ortega chili peppers (hot, mild or mixture)
1 lb shredded cheddar cheese
1 (16 ounce) jar taco sauce or 12 ounces salsa
1 lb tortilla chips, for scooping

Preparation

Brown and drain the hamburger. Add the onion and garlic and the rest of the sauce ingredients. Simmer for at least 1/2 hour.
In a 13X9 pan, spread the refried beans.
Pour the meat mixture over the beans.
Layer:.
olives,ortega peppers,cheese,salsa.
(This can be made up to 2 days ahead and frozen or refridgerated until heating.).
Bake for 30 minutes at 350.
(If it's cold, allow extra time.).