Warm Mexican Dip - cooking recipe

Ingredients

16 ounces sour cream
16 ounces cream cheese
2 (16 ounce) cans refried beans
2 cups sharp cheddar cheese (I use a blend of shredded monterey jack and cheddar)
15 -20 slices jalapenos

Preparation

Preheat oven to 350\u00b0F.
Use a hand mixer of food processor to combine sour cream and cream cheese. It should be smooth. Spread in 9x13-inch Pyrex dish.
Spread refried beans over mixture.
Sprinkle with cheese.
Add jalapenos or black olives by sprinkling them on top.
*I sometimes add other layers to the dip, such as salsa.
Bake for 20 minutes or until the cheese is melted.