Layered Nacho Dip - cooking recipe

Ingredients
    1 can refried beans
    1/2 pkg. taco seasoning
    8 oz. avocado dip (or if not available, mash 1 avocado with lemon juice)
    8 oz. sour cream
    small can chopped ripe olives
    small onion, chopped
    tomatoes, chopped fine
    shredded Monterey Jack
    shredded Cheddar cheese
Preparation
    Mix together refried beans with taco seasoning and spread on a plate with an edge.

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