Taco Dip - cooking recipe

Ingredients
    1 lb. ground beef
    1 can refried beans
    1 pkg. taco seasoning
    8 oz. cream cheese
    8 oz. salsa
    8 oz. shredded Cheddar cheese
    diced onion (optional)
    1 large bag nacho chips
Preparation
    Spread refried beans in bottom of an 8 x 8 x 2-inch pan (or similar). Drop cream cheese chunks on top of beans.
    Brown and drain beef.
    Mix in seasoning. Spread meat over beans and cream cheese.
    Pour salsa over the top evenly.
    Cover with shredded cheese. Bake, uncovered, at 350\u00b0 about 40 minutes.
    Let stand at least 15 minutes to set.
    Eat with the chips.

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