Hot Bean Dip - cooking recipe

Ingredients

1 (8 oz.) pkg. cream cheese softened
1 c. sour cream
2 (16 oz.) cans refried beans
1/2 pkg. taco seasoning mix
1 (8 oz.) pkg. shredded cheddar cheese
1 (8 oz.) pkg. shredded Monterey Jack cheese

Preparation

Preheat oven to 350 degrees.