Bean Dip - cooking recipe

Ingredients

1 (16 oz.) can refried beans
2 c. shredded Cheddar cheese
1 (8 oz.) pkg. cream cheese
1/2 c. milk
1 (1.5 oz.) envelope onion soup mix
1/4 tsp. cayenne pepper
1/8 tsp. ground cumin seed

Preparation

In a 2-quart saucepan over low heat, combine all ingredients until well blended.
Heat, stirring occasionally, until bubbly. Serve immediately with tortilla chips.