Mexican Dip - cooking recipe

Ingredients

1 can refried beans
1 jar salsa (mild or hot)
1 (8 oz.) sour cream
1 (8 oz.) pkg. shredded Monterey Jack cheese
1 tomato, diced
green onions, diced
black olives (optional)
1 avocado, diced (optional)

Preparation

Layer first four ingredients in dish as listed.
Heat in microwave until cheese is melted.
Top with remaining ingredients. Serve with Tostitos chips.