Taco Dip - cooking recipe

Ingredients
    1 can refried beans
    1 carton sour cream
    1 jar salsa
    shredded Cheddar cheese
    jalapenos (optional)
    banana peppers (optional)
Preparation
    Layer in a 9 x 13-inch baking dish the refried beans, sour cream and salsa. Layer cheese on top. Add jalapenos and banana peppers if desired. Refrigerate overnight and serve with tortilla chips for dipping.

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