Baked Cheese - cooking recipe

Ingredients

1 (8 oz.) pkg. cream cheese
10 oz. chili or refried beans
1 (8 oz.) pkg. Monterey Jack, shredded
1 (8 oz.) pkg. Monterey Jack with hot peppers, shredded

Preparation

Layer ingredients as follows:
Cream cheese, chili or refried beans, Monterey Jack (shredded), Monterey Jack with hot peppers, shredded.
Bake at 350\u00b0 for 20 minutes.
Serve with tortilla chips.