Bean Dip - cooking recipe

Ingredients

8 oz. cream cheese
1 can refried beans
onions
8 oz. shredded sharp Cheddar cheese
salsa (optional)

Preparation

Spray 9 x 13-inch baking dish with Pam.
Spread cream cheese on bottom of baking dish.
Spread 1 can refried beans on top of cream cheese.
Sprinkle onions over the beans.
(If desired, you can spread salsa over the beans also.)
Sprinkle shredded Cheddar cheese over the top.
Bake at 350\u00b0 until cheese on top is melted. Serve with tortilla chips.