Refried Beans - cooking recipe

Ingredients

4 c. water
1 1/4 c. pinto beans
1/4 tsp. ginger
1/2 c. chopped onion
1/4 c. margarine
3/4 tsp. salt
1/4 tsp. garlic powder
1/4 tsp. cumin
1/4 tsp. chili powder
1/2 c. shredded Cheddar cheese

Preparation

Put first 3 ingredients in pot; bring to a boil for 2 minutes. Let stand 1 hour.
Pour off water.
Cover with fresh water just to barely cover.
Boil gently 1 1/2 hours or until tender.
Add onion.
Continue cooking until onion is soft.
Pour off excess liquid, if any.
Mash beans, while hot, and add remaining ingredients.
Bake at 350\u00b0 for 15 minutes with 1/2 cheese on top.