Layered Nacho Dip - cooking recipe

Ingredients
    1 (16 oz.) can refried beans
    1 (6 oz.) carton avocado dip
    1 (4 1/2 oz.) can chopped black olives (optional)
    1 (4 oz.) can chopped green chilies (optional)
    1/2 pkg. taco seasoning mix
    1 (8 oz.) carton sour cream
    2 large diced tomatoes
    1 small onion, finely chopped (optional)
    1 1/2 c. (6 oz.) shredded Monterey Jack and/or Cheddar cheese
Preparation
    Combine beans and seasoning mix. Spread bean mixture evenly. Layer remaining ingredients in the following order:
    avocado dip, sour cream, olives, tomatoes, onion, chilies and cheese.

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