Lemon Or Chocolate Dessert - cooking recipe

Ingredients
    1 c. flour
    1/2 c. walnuts or Honey Nut Cheerios
    1 stick margarine
    8 oz. pkg. cream cheese
    1 c. powdered sugar
    1 c. Cool Whip
    2 small pkg. lemon or chocolate instant pudding
    3 c. milk
Preparation
    Whip and layer on top, then layer of Cool Whip, chopped nuts or Oreo cookies sprinkled on top.
    Refrigerate.

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