Ham And Cheese Chowder - cooking recipe

Ingredients
    2 medium potatoes, peeled and diced
    1/4 c. diced onion
    1/2 c. sliced celery
    1/2 c. shredded carrot
    1/2 tsp. salt
    1/4 tsp. pepper
    1 1/2 c. water
    1/4 c. butter
    1/4 c. flour
    2 c. milk
    2 c. shredded Cheddar cheese (1/2 lb.)
    1 c. diced ham
Preparation
    Combine the vegetables and seasonings in a large saucepan; heat to a boil.
    Reduce heat, cover and simmer until the vegetables are tender, about 10 minutes.

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