Spanish Gunk - cooking recipe

Ingredients

3/4 to 1 lb. hamburger, browned and drained
2 medium onions, chopped
1 clove garlic, minced
1 can refried beans
1 can chili (either beans or beanless may be used)
1 c. shredded Jack cheese
2 to 3 Tbsp. banana or wax pepper, minced

Preparation

Combine all ingredients and heat thoroughly.
Serve with tortillas or chips, lettuce, tomatoes, avocado, onion, cheese, ripe olives, salsa or sour cream.
This is a crowd pleaser!