Mexican Appetizer - cooking recipe

Ingredients

2 pkg. cream cheese
1 can refried beans
1 can Hormel chili without beans
1 jar salsa
1 c. shredded Cheddar cheese

Preparation

Mix together ingredients.
Bake 30 to 45 minutes at 350\u00b0. Keep warm in a crock-pot.
Serve with tortilla chips.
Or, microwave on Medium heat; stir every 5 minutes.