Chipped Beef Spread - cooking recipe

Ingredients
    8 oz. cream cheese, softened
    1/2 c. mayonnaise
    2 Tbsp. green onions, chopped (can use part of green)
    1 pkg. chopped beef or corned beef
    garlic powder to taste
    black olives (for garnish)
    1 lb. can refried beans
    1 pkg. Monterey Jack cheese, shredded
    1 large onion, chopped
    16 oz. sour cream, let soften, then spread
    10 oz. sharp Cheddar cheese, shredded
    1 large green pepper, chopped
    1 large tomato, diced
    1 (16 oz.) bottle Ortega taco sauce (mild or hot)
Preparation
    Spread over layers.
    Serve with Tostitos chips.

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