Banana Pineapple Dessert - cooking recipe

Ingredients

1 1/2 c. graham cracker crumbs
1/4 c. sugar
1/3 c. melted margarine or butter
3 sliced bananas
1 pkg. softened cream cheese (8 oz.)
3 1/2 c. cold milk
2 (4 oz.) pkg. Jell-O vanilla flavor instant pudding and pie filling*
1 (8 oz.) tub Cool Whip, thawed

Preparation

*Sugar-free reduced calorie Jell-O pudding is okay (and good).