Nacho Dip - cooking recipe

Ingredients
    8 oz. fat free cream cheese
    1 can refried beans (fat free)
    1 jar medium salsa
    1 (6 oz.) pkg. grated cheese (fat free)
Preparation
    Layer cream cheese, refried beans and salsa; top with cheese. Heat in microwave for about 3 to 4 minutes, or until cheese melts. Dip with nachos.
    It's wonderful!

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