Bean Dip - cooking recipe

Ingredients
    1 lb. ground beef
    1 can refried beans
    salsa to taste
    1 c. Mozzarella cheese
    taco seasoning mix
    salt and pepper to taste
    1/2 c. water
    1 c. shredded Cheddar cheese
    onions and tomato to taste
Preparation
    Brown the beef and season with salt and pepper.
    In a large saucepan, warm the refried beans, taco seasoning mix and water. Add salsa and simmer for 10 to 15 minutes.
    Scoop mixture into an ovenproof glass pan.
    Sprinkle with onion, tomato and cheeses. Bake at 400\u00b0 until cheese melts.
    Serve with tortilla chips.

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