Bean Burrito Dip - cooking recipe

Ingredients

16 ounces refried beans
15 ounces pinto beans
1 cup sour cream (more or less according to taste)
1 - 1 1/2 cup shredded sharp cheddar cheese (again, depends on taste)
1 small onion, chopped
10 ounces Rotel tomatoes & chilies (I prefer hot)
1/2 cup canned jalapeno slices (optional)
corn chips or tortilla chips

Preparation

Mix refried beans, pinto beans, Rotel tomato's, cheese (I leave a little cheese to add to the top before I bake) and place in an 8x8 baking dish.
Bake at 350 for 20-30 minutes ot until heated thru.
After cooling slightly, put a layer of sour cream (depending on taste, I like a little thicker layer myself) followed by the chopped onion and if you choose, the jalapeno's (I put the jalapeno's on top so people can eat around them if they want).
Serve with dip size Fritos or Tortilla chips.
(I have used this same recipe with flour tortillas for simple bean burritos at a childs birthday party. I just used mild Rotel and nixed the jalapeno's).