Quick Vegetarian Bean Dip - cooking recipe

Ingredients

2 (14 1/2 ounce) cans fat-free refried beans
1 cup salsa
1 cup cheddar cheese
1 -2 teaspoon cumin
1 -2 teaspoon chili powder (i used pampered chef southwest spice)
hot sauce (optional)
tortilla chips, for serving
sour cream, for serving

Preparation

Mix ingredients together, and heat over the stove on low heat, stirring occasionally.
Adjust spices to your taste.
Add hot sauce if using, to taste.
Serve with tortilla chips and sour cream.