You'Ve Gotta Try These Nachos - cooking recipe

Ingredients

2 (13 ounce) bags corn tortilla chips, I like to use 2 different colors, ie. 1 bag yellow and 1 bag blue corn chips
Pico de Gallo Salsa
4 vine-ripe tomatoes, seeded and chopped
1 -2 jalapeno pepper, seeded and chopped (adjust to your heat level)
1 small white onion, chopped
1/4 cup cilantro leaf, finely chopped
Beef and Beans Topping
1 tablespoon extra virgin olive oil
2 garlic cloves, chopped
1 small onion, chopped
1 jalapeno pepper, seeded and chopped
1 lb ground sirloin
1 teaspoon salt
1 1/2 teaspoons dark chili powder
1 1/2 teaspoons cumin
2 teaspoons Frank's red hot sauce (or up to 1 T., adjust to your heat level.)
1 (15 ounce) can black beans, drained
Cheese Sauce
2 tablespoons butter (I use unsalted)
2 tablespoons flour
2 cups whole milk
2 1/2 cups monterey jack pepper cheese, shredded
Optional Toppings
sour cream (optional)
1 avocados, sliced (optional) or 1 guacamole (optional)
black olives, sliced (optional)
scallion, chopped (optional)
hot sauce (optional)

Preparation

Arrange the corn chips on a large serving platter.
Combine the salsa ingredients and let the flavors meld.
Make the beef and beans topping:
Heat a large nonstick skillet over medium high and add the olive oil, garlic, onion and jalapeno. Saute for about 2 minutes.
Add meat and break into smaller bits. Season with salt, chili powder, cumin and the cayenne pepper sauce. Cook meat mixture until browned, about 5 minutes. (Drain any grease.).
Stir in the beans and turn the heat down to low.
Make the cheese sauce:
In a saucepan, melt the butter over moderate heat.
Then add the flour, stirring and cooking for about a minute.
Whisk in milk.
When the milk comes to a bubble (watch carefully and keep stirring to make it lump-free and so it doesn't scald), stir in cheese using a wooden spoon.
Remove cheese sauce from the heat.
Pour cheese sauce evenly over the tortilla chips.
Top evenly with the beef and beans mixture.
Top it all off with the pico de gallo salsa (and optional toppings, if using).
Serve it while it's hot!