Almost Fat Free Banana Pudding!!! - cooking recipe

Ingredients

1 (11 ounce) box reduced-fat vanilla wafers (You can use regular or reduced fat, which is what I use)
8 -10 bananas, sliced (They should be black on the outside and very soft on the inside)
1 (8 ounce) package fat free cream cheese (or 1/3 less fat, which is what I normally use)
1 (14 ounce) can fat-free sweetened condensed milk (or regular or low fat, which is what I normally use)
1 (5 ounce) sugar free fat free French vanilla pudding and pie filling mix (INSTANT. You may have to use 1 1/2 packages of 3.4 oz if they don't carry the 5oz packages)
2 -3 cups 1% low-fat milk (I normally use the 1%) or 2 -3 cups skim milk (I normally use the 1%)
1 (16 ounce) container fat-free whipped topping (I normally use the lite)

Preparation

Line a 9 x 13 glass dish with nilla wafers.
Top them with 3/4 the sliced bananas (leave some to mix in the pudding mixture, or you can line them all on top of wafers).
In a bowl mix the pudding and milk with a mixer until smooth and creamy, but not too thick, to taste.
In a separate bowl, mix cream cheese and condensed milk with mixer until smooth.
Fold whipped topping into pudding mixture.
Mix cream cheese mixture into pudding mixture.
If you left any bananas, mix them into the final mixture and pour over the bananas in the dish.
Refrigerate overnight for best results.