Nachos - cooking recipe

Ingredients
    1 bag tortilla chips
    1 can refried beans
    1 (8 oz.) bag Mozzarella cheese
    1 (8 oz.) bag Cheddar cheese
    1 tub sour cream
    1 small onion, chopped
    1 jar salsa (hot or mild)
    1 lb. ground beef
    1 pkg. taco seasoning
Preparation
    Brown beef with half of the bag of seasoning and drain.
    Heat the beans with the other half of the seasoning.
    Put a thin layer of chips on tray.
    Drop by teaspoon the beef and beans.
    Scatter a handful of both cheeses on top, along with a few onions.
    Do layers of this until your pile is about 4 or 5-inches tall.
    Bake at 375\u00b0 until cheese has melted, about 15 minutes.
    Garnish with salsa, sour cream, more onions and hot peppers if you prefer.

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