Sombrero Dip - cooking recipe

Ingredients

1 (16 oz.) refried beans
1 c. sour cream
1 (8 oz.) cream cheese
1 taco seasoning packet
1 c. shredded Cheddar
onion, green pepper, olives, tomatoes

Preparation

Spread beans in an 8 x 8-inch pan or on a platter.
Blend sour cream, cream cheese and taco seasoning.
Layer on top of beans.
Top with shredded Cheddar and any other desired toppings. Serve cold or warm.