Bean Dip - cooking recipe

Ingredients
    8 oz. cream cheese
    1 can refried beans
    sliced jalapenos
    2 c. shredded Monterey Jack cheese
    black olives
    onions, chopped
Preparation
    Mix cream cheese and beans.
    Put in cake or pie pan.
    Top with jalapenos and cheese.
    Garnish with black olives and onions.
    Bake at 350\u00b0 until bubbly.
    Serve warm with tortilla chips.

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