Layered Nacho Dip - cooking recipe

Ingredients
    1 (16 oz.) can refried beans
    1/2 pkg. taco seasoning
    1 (8 oz.) carton avocado dip
    1 (8 oz.) carton sour cream
    1 (4 1/2 oz.) can ripe olives
    2 large tomatoes, diced
    1 small onion, diced
    1 (4 oz.) can green chiles
    8 to 10 oz. shredded Monterey Jack cheese
Preparation
    Combine beans and taco mix.
    Spread in a 12 x 7-inch pan. Layer remaining ingredients in order given.
    Refrigerate.
    Serve with tortilla chips.
    (This can also be heated and served with warm tortillas, delicious!)

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