Nacho Layer Dip - cooking recipe

Ingredients
    1 c. refried beans
    8 oz. cream cheese
    1 c. tomatoes, chopped
    1/2 c. jalapeno, chopped
    1/2 c. red onions, finely chopped
    1 c. Cheddar cheese, shredded
    1/2 c. scallions, sliced
Preparation
    Spread beans over bottom of baking dish. Spread cream cheese on top. Layer tomatoes, jalapenos, red onion and cheese. Bake for 20 minutes or until bubbly. Top with scallions and serve with chips.

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