Taco Dip - cooking recipe

Ingredients
    2 (8 oz.) pkg. cream cheese
    1/4 c. picante sauce
    1 pkg. taco seasoning mix
    1 can refried beans
Preparation
    Mix well; spread in large shallow pan.
    Top with: lettuce, tomato, onions, green pepper, cheese and olives (optional). Serve with nacho chips.

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