Bean Dip - cooking recipe

Ingredients

2 cans refried beans
8 oz. picante sauce
1 small onion, chopped
3 oz. cream cheese
1 small container sour cream
1 pkg. taco seasoning
dash of salt and pepper
2 to 3 jalapenos, chopped
8 oz. grated Cheddar and/or Monterey Jack

Preparation

Mix all ingredients except for cheese.
Pour into pan.
Put cheese on top.
Bake at 350\u00b0 for 30 minutes until bubbly hot.