Five Layer Dip - cooking recipe

Ingredients
    1 (16 oz.) can refried beans
    1 (3 1/2 oz.) can bean dip
    1/2 tsp. garlic salt
    1 tsp. chili powder
    1 Tbsp. minced onion
    8 oz. cream cheese
    3 Tbsp. picante sauce
    3 avocados, mashed
    1/4 tsp. pepper
    1 Tbsp. lemon juice
    1 c. Cheddar cheese, grated
    1 c. Monterey Jack cheese, grated
    14 oz. can black olives, chopped
    1 tomato, diced
Preparation
    First Layer:
    Combine refried beans, bean dip, 1/4 teaspoon garlic salt, chili powder and minced onion.
    Mix well.

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