Nacho Dip - cooking recipe

Ingredients
    1 lb. or less ground beef
    1 pkg. taco seasoning
    1 (16 oz.) can refried beans
    1 (6 oz.) avocado dip
    1 (8 oz.) sour cream
    1 jar salsa (to cover the top generously)
    1 lb. + shredded sharp cheese
    1 (4 oz.) can chopped pitted black olives
Preparation
    You can use small diced onion, 1 can chopped green chilies and 2 diced tomatoes if you DO NOT use the salsa.

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