Layered Mexican Dip - cooking recipe

Ingredients
    1 (16 oz.) pkg. cream cheese
    1 can chili with or without beans
    1 small can refried beans
    1 tomato, diced
    1 onion, diced
    1 can black olives, sliced
    sour cream
    shredded cheese
    nacho chips
    ground beef (optional)
    salsa (optional)
    jalapeno peppers (optional)
Preparation
    Preheat oven to 350\u00b0.
    Spread cream cheese on bottom of small, deep pan.
    Spread chili over cream cheese.
    Spread refried beans over chili.
    Top with ground beef (browned and drained before putting on top).
    Place in oven for approximately 15 minutes (possibly 25).
    Remove from oven.
    Top with tomato, onion, black olives and sour cream.
    Serve hot with nacho chips.

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