Taco Dip - cooking recipe

Ingredients
    2 (8 oz.) pkg. cream cheese
    1 (16 oz.) sour cream
    1 pkg. taco seasoning mix
    1 can refried beans
    lettuce
    1 tomato
    1 pkg. shredded Cheddar cheese
    1 large bag tortilla chips
Preparation
    In a 9 x 13-inch pan, spread refried beans evenly on bottom of pan.
    In separate bowl, mix cream cheese, sour cream and taco seasoning.
    Spread over the beans.
    Garnish with lettuce, tomatoes and shredded Cheddar cheese.
    Refrigerate.
    Serve chilled with tortilla chips.

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