Salsa Dip - cooking recipe

Ingredients
    1 (8 oz.) pkg. cream cheese
    1 can refried beans (optional)
    1 jar medium salsa sauce
    4 oz. Mozzarella cheese, shredded
    4 oz. Cheddar cheese, shredded
    large corn chips or tortilla chips
Preparation
    Using a 13 x 9-inch pan, spread cream cheese across the bottom.
    Layer refried beans (optional).
    Layer on salsa sauce. Mix cheeses together and layer on top.
    Bake in a 350\u00b0 oven until bubbly.
    Serve with corn or tortilla chips.

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