Taco Dip - cooking recipe

Ingredients

1 can refried beans
1 lb. ground beef with taco seasoning added
taco sauce (hot)
Monterey Jack cheese with peppers, shredded
sharp Cheddar cheese, shredded

Preparation

Layer ingredients in order given in a baking pan.
Bake for 20 to 25 minutes.
Cool for 10 minutes.
Sour cream on top is optional.
Olives on top are also optional.