Fiesta Dip - cooking recipe

Ingredients

1 lb. ground beef
1/2 c. chopped onion
1/4 c. chopped bell pepper
1 clove garlic
1 tsp. salt
1 Tbsp. chili powder
1/2 tsp. ground cumin
2 Tbsp. ketchup
1 (16 oz.) can refried beans
1 c. sharp cheese
1/2 c. sliced olives
salsa

Preparation

Brown ground beef; add all ingredients except cheese and olives.
When cooked, put in serving bowl and top with cheese, olives and salsa.
Serve with tortilla chips on Ritz crackers.