Bean Dip - cooking recipe

Ingredients
    1 (16 oz.) can refried beans
    1 c. shredded Monterey Jack cheese
    3/4 c. sour cream
    1 Tbsp. chili powder
    1 (16 oz.) jar salsa
    1 c. shredded Cheddar cheese
    1 (3 oz.) pkg. cream cheese
    1/4 tsp. ground cumin
Preparation
    In a bowl, mix all ingredients together. Transfer to a slow cooker. Cover and cook on high until heated through. Stir occasionally. Serve with tortilla chips.

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