Mexican Dip - cooking recipe

Ingredients

1 can refried beans
1 lb. ground beef
1 pkg. taco seasoning
3/4 c. water
6 oz. shredded sharp Cheddar cheese
8 oz. shredded Monterey Jack cheese
1 pt. sour cream
sliced black olives, scallions, green chiles or whatever you want

Preparation

In bottom of 6 to 10-inch baking dish, spread refried beans. Brown ground beef and drain.
Put in taco seasoning and water; cook until beef is almost dry.