Over The Top Nachos - cooking recipe

Ingredients
    1 lb. ground beef
    1 onion, finely diced
    Salt and pepper to taste
    2 c. shredded Cheddar cheese
    1 1- oz. can refried beans
    1 14.5-oz. pkg. tortilla chips
    1 fresh jalapeno pepper, sliced
Preparation
    In a large frying pan, brown ground beef with, onion, salt and pepper.
    Break the meat up into very small pieces while cooking, then drain.

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