Love In A Pan - cooking recipe

Ingredients
    1 1/2 c. flour
    3/4 c. margarine
    1 c. chopped nuts (optional)
    1 (8 oz.) pkg. cream cheese
    1 c. powdered sugar
    1 c. Cool Whip
    2 boxes chocolate instant pudding mix
    3 c. milk
    Cool Whip
    miniature chocolate chips
Preparation
    Blend softened margarine and flour in mixer.
    Add nuts and spread in 13 x 9 x 2-inch greased pan.
    Bake 15 minutes at 375\u00b0. Let cool.

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