Layered Dip - cooking recipe

Ingredients
    2 cans refried beans
    1 pkg. taco seasoning
    8 oz. light sour cream
    1 tub guacamole dip
    1 tub jalapeno dip
    1 small chopped onion
    1 can chopped peppers
    1 small can sliced black olives
    1 large tomato, chopped
    grated Monterey cheese
    grated Cheddar cheese
Preparation
    Mix seasoning and beans.
    Layer the other ingredients however you wish.

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