Bean Dip - cooking recipe

Ingredients

1 can refried beans
avocado *
1/3 c. mayonnaise
1/3 c. sour cream
1 pkg. taco mix
1 c. Monterey Jack Cheddar
olives *
tomatoes *
green onions *
jalapeno pepper (optional) *

Preparation

Layer in glass 9 x 13-inch dish in order as listed.
Amount of ingredients to use varies to taste on items with asterisk (*).