Quick Dip - cooking recipe

Ingredients

1 (16 oz.) can refried beans
1 (16 oz.) container sour cream
2 to 3 fresh tomatoes, chopped
4 oz. Cheddar cheese, grated
4 oz. Monterey Jack cheese, grated
1 bag tortilla chips
avocado (optional)

Preparation

Spread a thin layer of sour cream over the bottom of a shallow serving dish.
Spread refried beans over the sour cream.
Place chopped tomatoes over beans.
Sprinkle cheeses over tomatoes. Yummy!