Mexican Dip - cooking recipe

Ingredients
    1 can refried beans with chilies
    1 can chili (without beans)
    shredded mild Cheddar cheese
    1 brick cream cheese
    8 oz. sour cream
    peppers (garnish)
Preparation
    Microwave cream cheese until soft. Combine in 9 x 9-inch baking dish with sour cream. The next layer is chili. The next layer is beans. Garnish with shredded cheese and peppers. Bake 20 minutes, until bubbly, in 350\u00b0 oven. Serve with tortilla chips.

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