Nacho Hors D'Oeuvres - cooking recipe

Ingredients

3 oz. cream cheese, softened
1 can refried beans
1 small can chopped ripe olives
salsa
grated Cheddar cheese
taco chips

Preparation

Spread bottom of pie plate with cream cheese.
Add beans, spreading evenly over cream cheese.
Sprinkle with olives.
Spread salsa over mixture and top with Cheddar cheese.
Heat at 375\u00b0 until Cheddar cheese has melted.
Serve warm with taco chips.