Taco Casserole - cooking recipe

Ingredients

1 lb ground beef
1/4 cup chopped onion
1/4 cup chopped bell pepper
1 (1 1/4 ounce) package taco seasoning (I use the mild)
1/2 cup water
1 cup crushed tortilla chips (you can also use Doritos any flavor)
1 (16 ounce) can refried beans
1 cup cheddar cheese

Preparation

Brown ground beef onion and peppers, drain off fat, stir in taco seasoning mix and water.
Put the crushed chips on the bottom of a greased 8 inch pan; put refried beans in a bowl and stir until softened/smooth so you can spread them over the chips.
Spread beef mix over beans, top with cheese and bake uncovered at 350-375\u00b0F depending on your oven, for 20 minutes or until heated through.
Top with lettuce, tomatoes, sour cream, salsa, guacamole, whatever you like.