Mexican Tortilla Lasagna - cooking recipe

Ingredients

1/2 lb lean ground beef (I buy regular ground beef cook it and drain and rinse it very well several times and freez in 1/2 lb)
16 ounces fat-free refried beans
16 ounces tomato sauce
1 cup water
1 teaspoon cumin
1 teaspoon garlic powder
1 tablespoon chili powder
1 teaspoon onion powder
1/4 teaspoon ground red pepper
12 corn tortillas
2 ounces monterey jack pepper cheese
4 ounces 2% cheddar cheese

Preparation

Mix ground beef (cook first if not previously cooked), fat free refried beans, tomato sauce, 1 cup water, 1 teaspoons cumin, 1 teaspoons garlic powder, 1 Tbl. chili powder, 1 teaspoons onion powder, & 1/4 teaspoons ground red pepper.
Simmer until beans have \"melted\" stir in the pepper jack cheese.
Cut corn tortillas into quarters.
Spray bottom of 9X13 baking dish with PAM.
Layer 1/3 of tortillas on bottom.
Spoon 1/3 of meat, bean, & tomato sauce mixture. Repeat.
Sprinkle reduced fat cheddar on top of last layer.
Bake covered at 400* for 30 minutes.